All calculators
Every calculator on NUMOROX, grouped by the decision it helps with.
Salary & Paycheck
CategoryLoans & Debt
Category- Loan CalculatorPayment and total interest on any fixed-rate loan
- Personal Loan CalculatorMonthly cost and total interest on a personal loan
- APR CalculatorThe true annual cost once fees are included
- Debt PayoffAvalanche versus snowball payoff order
- Credit Card PayoffHow long a balance takes, and what it costs
- Credit Card InterestWhat carrying a balance costs, per day and in total
- Minimum PaymentHow long the minimum takes, and what freezing it saves
- Balance TransferWhether the fee is worth it, and what the promo leaves behind
- Credit UtilizationOverall and per-card, and what moves either
Mortgage & Real Estate
Category- Mortgage CalculatorMonthly payment with taxes, insurance and HOA
- Home AffordabilityHow much house your income supports
- Down Payment CalculatorWhat to put down, and what each level saves
- Amortization ScheduleEvery payment on a loan, principal against interest
- Mortgage PayoffWhen the loan ends, and what ends it sooner
- PMI CalculatorWhat mortgage insurance costs, and when it ends
- Extra Mortgage PaymentWhat paying extra removes in interest and years
- Rental PropertyCash flow, cap rate and what the reserves cost
- Cap Rate CalculatorCapitalization rate, and the price a target rate implies
- Home Equity LoanA lump sum against your equity, at a fixed payment
- HELOC CalculatorDraw-period payment, and what it becomes after
- Debt-to-Income RatioBoth ratios a lender checks, and which one binds
- Refinance CalculatorBreak-even point on refinancing a mortgage
- Rent vs BuyWhere buying overtakes renting over time
Investing & Savings
Category- Compound InterestHow capital grows with contributions over time
- Investment ReturnWhat a portfolio returned, annualized
- ROI CalculatorReturn on investment for any outlay
- Savings GoalMonthly amount needed to reach a target
- Retirement CalculatorWhether your savings last as long as you do
- Simple InterestP x r x t, with the compound comparison beside it
- Interest RateSolve for the return a plan actually requires
- APY CalculatorWhat a quoted rate earns once compounding counts
- CD CalculatorMaturity value, and what breaking it early costs
- Emergency FundMonths of cover, and what closing the gap takes
- FIRE CalculatorThe number, the date, and your coast point
Auto Finance
Category- Car Loan CalculatorCar payment with trade-in, tax and fees
- Car Payment CalculatorThe monthly figure on a given price and rate
- Car AffordabilityWhat car your budget actually supports
- Lease vs BuyCompare leasing and financing the same vehicle
- Auto LeaseMoney factor, residual, and the two halves of the payment
- Negative EquityHow far underwater, and the month you surface
- New vs UsedTotal cost of ownership, not the monthly payment
Business & Acquisition
Category- Business ValuationEstimate value from earnings and a multiple range
- SDE CalculatorSeller's discretionary earnings from a P&L
- EBITDA CalculatorEarnings before interest, tax, depreciation and amortization
- Business AcquisitionWhat a deal costs to close and to carry
- Business AffordabilityThe size of business your capital and income support
- DSCR CalculatorWhether earnings cover the debt a lender will require